Quality processing and management system – similar to ISO and Six Sigma procedures for industrial fulfillment providers – for production and distribution of Innovative Ventures that:

(a) licenses strategic partners in 138 regional territories around the world to produce and distribute innovative ventures.

(b) underwrites a risk insurance wrap for each licensed territory that increases risk management opportunities.

(c) guarantees minimum performance covenants in all licensed territories, maximizing market expansion

The Risk-Management Certification System, developed by THE ZAND GROUP and its Banking Partners represents an actuarial standard of fiscal assurance, requisite to securitize funding and risk-management insurance underwriting for new products and service development

Innovative Ventures, certified to risk management standards, experience improved efficiency in launching new products and services, reductions in costs as the uniform worldwide market entry processes are regionally modified to be adaptable for the targeted venue by local management. This Certification ensures the requisite regulatory compliance and quality standards demanded by the most stringent consumer influencers in each venue. Customer satisfaction increases due to improved quality. Certified businesses also enjoy access to new markets ensuring compatibility of end product quality. Bottom line: highest quality standards, lower costs, wider market share and greater profits.